This month, we’re welcoming Michael Simmers, local property investor and mortgage adviser at MJ Simmers Finance Ltd.

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Michael specialises in helping investors structure finance properly and protect what they’re building. He’s actively growing his own portfolio, so everything he shares comes from real-world experience, not just theory.

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He’ll be talking through how investors can approach finance more strategically, how to structure lending as portfolios grow, and where people often go wrong when scaling. Expect clear, practical insight into mortgages, portfolio planning, and risk management in today’s market.

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If you’re buying, refinancing, expanding, or advising clients within the property sector, this is a session you won’t want to miss.

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Why it matters

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As portfolios grow, finance becomes more complex. Lender criteria changes, structuring matters more, and protecting your position becomes critical.

Understanding how to structure lending correctly, and thinking ahead rather than reactively, can make the difference between steady growth and expensive mistakes.

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Michael will break things down clearly and practically, helping property professionals understand how to finance deals properly, plan for future growth, and protect their investments.

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Whether you're a property investor, landlord, developer, or adviser, come along for grounded insight and valuable connections in a relaxed, down-to-earth setting.

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